Anti Theft

I lock my R3 to my car every night, which is parked right outside my front door in my apartment complex. My car (VW Jetta GLI) has a nifty tow-hook/loop thing welded to the chassis, under the bumper on the right side. Its beefy, either steel or iron. I bought a Kryptonite "Fahgeddabadit" u-lock with massive 6' chain to lock up the bike. I put the u-lock through the welded tow hook and the chain around one of the forks on the R3. Then I just lock it up. The chain is EXTREMELY thick and the lock is well-constructed as well. Having the crux of the locking system partially under my vehicle makes it quite difficult to access in the event that a thief somehow manages to get an angle grinder out there to try and cut the lock. I feel pretty comfortable that nobody is going to put the effort in to stealing it, the **** chain is intimidating enough to begin with lol.

I want to use a disc-lock for when I am out and about but I am nervous about all the horror stories people tell about shitty disc-locks malfunctioning and getting stuck on the bike. I don't want to risk that happening and turning into an expensive problem/repair when the risk in my area (middle of college campus when I'm in class/in my office is pretty much the only place I ever leave it unlocked) of the bike being stolen is pretty low.

I also have full-coverage insurance. Insurance is so cheap on these R3s, its a no-brainer to get the extra coverage just in case IMO. $200 a year gives me thousands in protection should my bike get stolen.