Progressive probably has the R3 listed in the SuperSports category (that's how Yamaha classifies it, unfortunately), which is the highest cost category. Ninja 300 is classified as a Sport Bike, but not a SuperSport Bike.So i did a bunch of online quotes, best was progressive for me which was $220 a month, but whenever I put in a ninja 300 they wanted like $108 a month whats the deal? is 20cc's really matter that much?
Glad to see that as a 20 year old, you arent giving in to the peer pressure of "Busa, bro". Your rates should go down as you get older. Taking a rider course will bring it down too, and at the least, give you some pretty good tips as a beginner rider. From my experience using Geico and USAA, they wont give you additional discounts after the first (BRC, or whatever the new equivalent is these days) rider course.Thanks guys learned a lot. Btw I'm 20 with a clean driving record. I want an R3 so bad as my college commuter but the insurance is up there. Dairyland doesn't offer coverage in Louisiana. So looks like i'm going to need to call state farm because i dont see an online quote option. I wish yamaha classified this bike as sport because lets be honest, the R3 is meant to get new riders out on the road.
If you have an agent near you, just walk in and talk face to face with state farm. It's one thing I really like about them, that if I have questions, problems, etc I'm not talking to someone in a cube farm just giving out generic responses, but a person who actually knows me.Thanks guys learned a lot. Btw I'm 20 with a clean driving record. I want an R3 so bad as my college commuter but the insurance is up there. Dairyland doesn't offer coverage in Louisiana. So looks like i'm going to need to call state farm because i dont see an online quote option. I wish yamaha classified this bike as sport because lets be honest, the R3 is meant to get new riders out on the road.