I highly recommend the Dowco Guardian. No its not cheap at 65 bucks, but it has a lifetime warranty. The grey around the bottom is the heat resistant material.
I use this on my bike and have for at least 4 years and its as good as the day it was made. It even has a vent to release hot air trapped under the cover. I have to cover my bike at work now because where I work there is not covered parking and I don't want my bike sitting all day in the sun. If this one ever rips, I just send it in and they send me a new one!
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