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Discussion Starter #1
We are fortunate these days when buying online that everything is automated in the quote setup.

This means that we can go back and edit some stuff and then see how it affects the total quote.

For me, as I hadn;t yet bought the locks and chains I tried some of their selections out in their dropdown and notice the price lower - so I selected those and later bought them after checking the prices online were good.

i.e. I went with Bennetts (probably #1 UK bike insurer) and opted for an Oxford Disc Lock and Mammoth chain.

Check other dropdown alternative selections throughout the 'questionaire'.
It's cheaper if you are the ONLY person insured on it, of course.
You may be able to, cough, exaggerate in some areas but make sure that these are areas which the company could not possibly catch you out on. If in doubt, always be 100% honest.
It might work out a lot better if you either change the location (e.g. say you are keeping it at a local relatives ) or in a locked garage (even if you currently only use it for storage)
Mention that you will only be using it for leisure unless you will be using it for commuting and/or business on more than just occasions. It's a case of whether you can defend that, when you crashed, you were on a leisure ride, etc.

Certainly, if you intend to leave your bike outside, unprotected, in a known crappy area for crime then you really need to change when you tell then you will be keeping it.
 

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When buying insurance especially for bikes you should always consider comprehensive coverage since it's more likely to get stolen and damage. Anyhow, you should always question your insurance quote such as:

Does it cover your gear?
Up to how much of your gear i.e. up to $15,000 in gear including aftermarket parts.
Does it cover passenger?
Does it cover other rider who rides your bike?

Are a few example of good question for your insurance. Legally is also right in US we get discount for MSF, advance course riding (ARC), and Bike Safe. Some insurance give you discount if you tell them you wear full leather gear.
 

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In the UK if you visit the MCE stand at a show, you are likely to get a very good deal. I did last year.

eBike are worth considering.

Did a BikeSafe course in August, so I might get more discount next year?

Still, it's not until you make a claim :( that you find out how good or bad your iinsurer and broker are .....
 

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So is it possible to get the license without doing the motorcycle safety course?

Correct, Yamahahaha you can get a license without the MSF of course then you have to do the written and riding test. With the MSF you skip the riding test and straight to the written test. Also to answer how much lower with MSF it's usually 10%-15% off your quote.
 

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Insurance Quotes

I used to use Markel Motorcycle Insurance but the quote for this model was too much. - $500+
All State. - $350+
Geico. - $550+
Progressive. - $320
 
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