Joined
·
92 Posts
We are fortunate these days when buying online that everything is automated in the quote setup.
This means that we can go back and edit some stuff and then see how it affects the total quote.
For me, as I hadn;t yet bought the locks and chains I tried some of their selections out in their dropdown and notice the price lower - so I selected those and later bought them after checking the prices online were good.
i.e. I went with Bennetts (probably #1 UK bike insurer) and opted for an Oxford Disc Lock and Mammoth chain.
Check other dropdown alternative selections throughout the 'questionaire'.
It's cheaper if you are the ONLY person insured on it, of course.
You may be able to, cough, exaggerate in some areas but make sure that these are areas which the company could not possibly catch you out on. If in doubt, always be 100% honest.
It might work out a lot better if you either change the location (e.g. say you are keeping it at a local relatives ) or in a locked garage (even if you currently only use it for storage)
Mention that you will only be using it for leisure unless you will be using it for commuting and/or business on more than just occasions. It's a case of whether you can defend that, when you crashed, you were on a leisure ride, etc.
Certainly, if you intend to leave your bike outside, unprotected, in a known crappy area for crime then you really need to change when you tell then you will be keeping it.
This means that we can go back and edit some stuff and then see how it affects the total quote.
For me, as I hadn;t yet bought the locks and chains I tried some of their selections out in their dropdown and notice the price lower - so I selected those and later bought them after checking the prices online were good.
i.e. I went with Bennetts (probably #1 UK bike insurer) and opted for an Oxford Disc Lock and Mammoth chain.
Check other dropdown alternative selections throughout the 'questionaire'.
It's cheaper if you are the ONLY person insured on it, of course.
You may be able to, cough, exaggerate in some areas but make sure that these are areas which the company could not possibly catch you out on. If in doubt, always be 100% honest.
It might work out a lot better if you either change the location (e.g. say you are keeping it at a local relatives ) or in a locked garage (even if you currently only use it for storage)
Mention that you will only be using it for leisure unless you will be using it for commuting and/or business on more than just occasions. It's a case of whether you can defend that, when you crashed, you were on a leisure ride, etc.
Certainly, if you intend to leave your bike outside, unprotected, in a known crappy area for crime then you really need to change when you tell then you will be keeping it.
