not sure how ontario licensing and insurance works but FWIW Im from BC and this is how it works over here
There are five different rate classes for motorcycles. Each one covers a different size of engine, but they all cover any type of use, such as pleasure, to/from work, etc.
Rate class 310 is for motorcycles with an engine of up to 110 cc, and limited speed motorcycles. Limited speed motorcycles are not more than 50 cc, have a power drive system that doesn't require clutching or shifting once the drive system is engaged, have a maximum attainable speed of 70km/h, a maximum weight of 95 kg excluding fuel or batteries, and wheels with a diameter of 254 mm or more.
The other 4 rate classes for motorcycles are:
311 (111-400 cc)
312 (401-750 cc)
313 (751-1150 cc)
314 (over 1150 cc)
the higher the rate class (or the cc of the bike) = the more you pay for insurance
then you factor in your discounts/premiums based on your driving history. If you have never had an incident I think the max discount you can get is 40%. when you first get your license you pay base rate for insurance and every clean year of driving you get a 5% discount. I suggest reading up on some acts/regulations regarding motor vehicle registration and insurance. As for the question about obtaining a copy of the quote I do not see any reason why the firm providing the quote would not be able to give you a print out of it.
cheers
There are five different rate classes for motorcycles. Each one covers a different size of engine, but they all cover any type of use, such as pleasure, to/from work, etc.
Rate class 310 is for motorcycles with an engine of up to 110 cc, and limited speed motorcycles. Limited speed motorcycles are not more than 50 cc, have a power drive system that doesn't require clutching or shifting once the drive system is engaged, have a maximum attainable speed of 70km/h, a maximum weight of 95 kg excluding fuel or batteries, and wheels with a diameter of 254 mm or more.
The other 4 rate classes for motorcycles are:
311 (111-400 cc)
312 (401-750 cc)
313 (751-1150 cc)
314 (over 1150 cc)
the higher the rate class (or the cc of the bike) = the more you pay for insurance
then you factor in your discounts/premiums based on your driving history. If you have never had an incident I think the max discount you can get is 40%. when you first get your license you pay base rate for insurance and every clean year of driving you get a 5% discount. I suggest reading up on some acts/regulations regarding motor vehicle registration and insurance. As for the question about obtaining a copy of the quote I do not see any reason why the firm providing the quote would not be able to give you a print out of it.
cheers
